If your power goes out, does your homeowners insurance cover the cost of food that spoils? We’ll take a look at what coverage you can expect from your policy.
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What is Comed?
Comed, short for Commonwealth Edison Company, is the largest electric utility in Illinois. It serves more than four million customers across northern Illinois, including the city of Chicago.
What is a power outage?
A power outage is a loss of electricity supply caused by disrupted generation, overthrow, or damage to power lines. A power outage can occur suddenly and unexpectedly or may be planned as part of a controlled shutdown.
What is the difference between a power outage and a power outage?
A power outage is a temporary suspension of the electricity supply. A power outage may be caused by severe weather, downed power lines, a car accident, or a problem at the local utility company.
A blackout is a longer-term loss of power that can last for hours or days. A blackout may be caused by a natural disaster, such as a hurricane, or by an act of terrorism, such as an attack on the electrical grid.
Does Comed reimburse for food during power outages?
Comed does not reimburse for food during power outages. However, if you have experienced a power outage and your food has spoiled, you may be eligible for a refund on your Comed bill.
How can I file a claim with Comed?
If you experience a power outage lasting four hours or more,comed will reimburse you for the cost of food that spoils as a result. To file a claim, you will need to submit:
-A copy of your Comed bill from the month of the power outage
-A list of items that spoiled, including the approximate value of each item
-Receipts for any food that you had to purchase as a result of the power outage
Comed will review your claim and issue a reimbursement within two weeks.
How long does it take for Comed to reimburse for food during power outages?
Comed does reimburse for food during power outages, but the process can take some time. You will need to submit a claim form and documentation of your expenses to Comed. Once your claim is approved, you will receive a check for reimbursement.
What is the process for reimbursement?
Comed does not reimburse customers for spoiled food or other losses during a power outage. However, we do offer a $25 credit to our residential customers who experience an outage of 96 hours or more, and a $50 credit to business customers who experience an outage of 120 hours or more.
For more information on this process, please visit our website or contact our customer service department.
How much money can I get back from Comed?
Comed will reimburse customers $25 per day for up to three days for the cost of food that has spoiled as a result of a power outage, the company said.
Customers must submit a list of food items and receipts within 60 days to receive the reimbursement, Comed said. The list should include the type of food, the accumulation of spoiled food and the cost of each item.
The $25 per day reimbursement is intended to help cover the cost of purchasing necessities like bottled water, formula and baby food, bread, dairy products, meat, fish and poultry, fresh fruits and vegetables, and non-perishable food items.
What if I have a question that wasn’t answered here?
If you have a question that wasn’t answered in this article, please call our customer service line at 1-800-555-1234. Our representatives will be happy to help you.
Where can I find more information on power outages?
Comed Power Outages
-To report a power outage, call 1-800-EDISON1 (1-800-334-7661).
-If your area is affected by a power outage, our goal is to have power back on within six hours for most customers.
We know losing power can be an inconvenience. That’s why we’re committed to providing you with information before, during and after an outage.
Before an Outage:
-Prepare an emergency kit that includes items like flashlights, batteries, first aid supplies and nonperishable foods. We also suggest having a plan for how you’ll stay cool or warm without power, as well as how you’ll stay informed about the status of repairs. For more tips on preparing for an outage, visit our Outage Center.
During an Outage:
-If electricity is off in your home or business, unplug all nonessential equipment to avoid potential damage from sudden surges when service is restored. If a medical condition requires uninterrupted electricity, please make alternate arrangements until power is restored or consider relocating to another location with electricity. Never use a generator indoors; they produce poisonous carbon monoxide gas that can quickly build up and kill people and animals who breathe it. For more safety tips during an outage, visit our Outage Center. You can also find information about food safety during a power outage from the U.S. Department of Agriculture (USDA).
Comed will provide updates on estimated restoration time in thirty minute intervals once restoration work has begun. Updates are provided through our automated phone system and on this website under Current Outages & Restoration Info for your reference.